Happy Thanksgiving, Grove City!

I have a ton to be thankful for including the best two kids in the world!

Of course I need to send a specific thank you out to all the wonderful people I’ve been able to help find and sell homes for this year.

I’m not one to tell other people how to live, but allow me to share that living an attitude or gratitude really makes life so much fuller!

Have a great Thanksgiving!

With much Gratitude,
April

Windsor Park in Grove City Ohio 43123 Metro Park Review

More than 55 years old and covering 38 acres, Windsor Park is the oldest community-sized park in Grove City and home to youth baseball. Featuring 11 diamonds suited for teams preschool-aged to adult and in addition to the diamonds. One of my favorite things and the newest addition to Windsor Park is the Dream Field at Mount Carmel Stadium. The Dream Field makes baseball accessible to ballplayers of all abilities featuring a special rubberized surface navigable for those using wheelchairs, crutches and walkers. Windsor also houses lighted tennis courts.

The 14,000 square foot Evans Center is also located at Windsor Park. Serving adults 55 and older, the Evans Center hosts a plethora of activities and social opportunities for seniors.

Park Address:
4414 Broadway, Grove City, OH 43123

April Zerman, Realtor
614-395-0400
Grove City, Ohio 43123
Saxton Real Estate

Scioto Grove Metro Park Grove City Ohio 43123 Review

Scioto Grove Metro Park is a 620-acre park along the Scioto River with mature forests and scenic bluffs overlooking the river. It features more than seven miles of trails, two picnic areas with shelters, tables and grills, a kids play area and several overlook decks. The park is located on a scenic bend of the Scioto River and is a great destination for canoeists, kayakers, anglers and people wanting to see waterfowl and other wildlife. It also offers a REI backpack trail along the river for those just getting into the sport, as well as those seasoned backpackers who want a quick overnight without having to journey several hours.

Dogs on leashes are welcome throughout the park, which also features a sledding hill.

Hours and Info

6:30am to 10pm April through September
6:30am to 8pm October through March
Phone: 614.949.1078
Backpacking reservations: 614.539.3339
5172 Jackson Pike Grove City Ohio 43123

April Zerman, Realtor
614-395-0400
Grove City, Ohio 43123
Saxton Real Estate

Fryer Park Grove City Ohio 43123 Metro Park Review

Fryer Park is an educational/recreational destination for residents of Grove City and the southwest area of Franklin County. The 110-acre park features Century Village, a turn-of-the-century historic area complete with a renovated one-room schoolhouse, a log cabin and a barn.

The park also boasts eight softball diamonds; a preserved wooded area for bird watching or nature walks; a one-mile recreational trail for walking or biking; a sledding hill; and Discovery Frontier, an all-accessible playground featuring a space theme. Rotary Lake at Fryer Park is an ideal location for scenic picnics or fishing. No fishing license is required, but all fish must be immediately released.

Park Details:
•Acres: 110
•Shelter or Gazebos: 2
•Bikeway Accessible: Yes (contained to park)
•Restrooms: Yes
•Play Equipment: Yes
•Parking Spaces: 281 total, 8 accessible near softball complex, 64 total, 4 accessible near Discovery Frontier 23 total near Fryer House
•Other Amenities: Discovery Frontier, Century Village, softball diamonds (8), Rotary Lake fishing docks, bike/walking paths

Fryer Park
3899 Orders Rd., Grove City, Ohio 43123

April Zerman, Realtor
614-395-0400
Grove City, Ohio 43123
Saxton Real Estate

Is Spring the best time to list a house for sale?

There are pro’s and con’s to listing a house for sale at different times of the year, but there is a lot to say about the advantages of listing in the Spring!

1. All of nature is looking for a new “nest”.

Maybe it’s biology. Maybe it’s “cabin fever”. Maybe it’s just the human spirit’s desire to always be seeking to improve ourselves. But people seem almost driven to look for a new home in Spring!

2. School will be out soon.

For parents getting a new house in the Spring means moving in as school lets out for the summer and that makes things a ton easier on the kids!

It means finishing a school year where they started with the friends they’ve made. But it also means next school year they start at their new school with no interruptions from a move.

3. Houses look better in the spring!

I’ll do it (and I do!), but taking a photo of a snow covered house to list it in the winter always feels… well… cold!

A nice sunny day photo of your house improves it’s “online curb appeal”.

Throw a potted plant or some flowers on the front step and you’ve got an instantly more attractive home!

4. It’s just easier to house shop in good weather!

The Winter is for snuggling in under a thick blanket with a hot cup of chocolate.

The Spring just draws us outside! It’s just easier and nicer to house shop in the Spring!

Did I miss a Spring reason? Let me know by leaving a comment below!

April Zerman, Realtor
Grove City, Ohio 43123
(614) 394-0400
Saxton Real Estate

P.S.- THIS SPRING has an added selling point… Interest Rates! They are really low right now and all signs point to them going up at least once this year! Selling a house now means buyers can capitalize on the low rates! And that can translate into a higher selling price!

3 REASONS THE PERFECT HOUSE IS WRONG FOR YOU!!

Here’s what I wish I knew when I purchased 3 homes
before I was a licensed real estate agent.

I’m talking about a very real thing called buyers remorse.

I’m going to share my personal story with you to keep you from going on the emotional roller-coaster of purchasing a home only to find out it’s not a home at all!

When you find your “perfect home” it’s easy to be overcome with excitement. Thoughts of what color to paint the walls, future gatherings with family and friends, how to decorate the kids’ room. But…

Something as little as going from a carpeted home to a home with hardwood floors can make a different in how much you enjoy your new home.

Here are three reasons the “perfect” home you find online may not be perfect…

1. Price

Well, of course price may be a deal-breaker on the “perfect” house! But maybe not for the reason you think!

The asking price is kinda’ what we most commonly look at when we’re house shopping, but we’ve gotta’ ask… “Why did I pick that number?”

One reason is because you did the math and figured, I have “X” dollars for a down payment, so I can afford a house priced at “Y” dollars or less. And those are numbers you should know, but let me suggest this…

Look at what your monthly house payment will be and keep it at or below 30% of your take home pay.

Short of buying a house outright with a suitcase full of cash, knowing what 30% of your take home pay is gives you a pretty good place to find out how much house you can really afford.

2. Location

I’ve seen it time and time again. A client finds the “perfect” house online, only to be surprised when they show-up to find train tracks run through the back yard, or a electric tower is in the front yard, or maybe it’s “just” that the street the house is on is way more busy than they imagined!

Don’t get me wrong, with each example I gave, there is still a buyer who the house really is perfect for, but let me say this… when you finally do get into your new house (whatever house you finally do get!), most of the time my clients find they love the house they got and often say the “perfect” houses they didn’t get pale in comparison!

The lesson here is don’t fall in love with a house you’ve only seen online.

3. Time

Time is the thing people forget about.

Finding the “perfect” house online is easy if you want to add one of the following phrases:

“If only school wasn’t half way through the year” or
“If only it was Fall/Spring/different season.” or
“If only we had two more years of this house paid off.” or
Any variation of those.

For everything there is a season!

Let me assure you of this, your dream house is out there and it will be ready for you when the time is right. So don’t freak-out that you’re missing your only chance.

Here’s what you can do…

1. If you’re seriously ready to buy a house get pre-approved for your loan amount. This is something you have control over and it will be extremely helpful to you as you shop for a house.

2. Make a list of “must-haves”. Number of bedrooms, bathrooms, size of garage, fireplace, etc. With this list you will save a ton of time while house shopping. And if after a bit of shopping you decide the list needs to change, that’s perfectly Okay! It’s your life and your house!

3. Give me a call. You’re most likely looking at making the biggest financial decision of your life. Don’t try to go it alone! I mean, sure, you’re calling the shots and that’s exactly how it should be. But with a licensed Realtor in your corner, you’re making informed decisions and that’s huge!

Committed to getting you into the perfect house,
-April

April Zerman, Realtor
Saxton Real Estate
Grove City, OH 43123
(614) 395-0400

Two Years Old!

Today my little blog is two years old (and pretty much potty trained!)

Thank you to everyone who’s visited and especially if you’ve left a comment!

And a huge Thank You to all my clients. I am so happy to have served you!

From the bottom of my heart,
April

Grove City Realtor Bust the Top 5 House Buying Myths

I love being a Realtor.

There are few feelings better than getting someone into a house they love. (Or… let’s face it… sometimes it’s getting a person out of a house when they need to get out!) Either way, I love my job because I get to help people with this huge financial transaction and that means they (and their families!) are better off than when they started!

But that’s why I find it so frustrating when home buyers fall victim to what I call “Home Buying Myths”.

There are a bunch of them, but over the years I’ve been a Realtor, these are the ones that make my top 5 list because they stop so many people from getting into their dream home.

Myth 1: The first step is looking for a house

This one might surprise you because looking at houses online can be so much fun! And I have to admit, even before I got my real estate license, I loved it when my mom was shopping for a house! We had a lot of fun looking at listing after listing! But now I know that’s not necessarily where to start.

Here’s the problem… You’re browsing around, you find your “perfect” home only to find out you can’t really afford it or that it’s on on a flood plane you didn’t know existed (yes, we have those in Grove City!) or maybe you’re browsing an out of date listing that’s already sold.

Sure, browsing houses is fun, but it can break your heart when the home you finally choose is a bust. 🙁

Talk to a Realtor early on and save yourself a lot of heart ache.

My best advice to you (without knowing your personal situation) is almost always to recommend you get pre-approved for a loan. This allows you to jump faster than the next home shopper when you do find your dream home. Plus it saves you from looking at houses that are out of your budget!

Myth 2: Your down payment must be 20%

Okay, a 20% down payment is great because you can avoid private mortgage insurance (PMI). But you can easily find a lender who offers home loans with 10% or even as low as 5% down. Yes, you’ll have to pay the monthly bill for PMI, but it’s not really all that expensive either!

Another option is to forget the conventional loan and get an FHA (Federal Housing Administration) loan. That’s a government-backed loan with only 3.5% down, if you qualify.

Really, there are a ton of options for down payment assistance.

Myth 3: The only up-front cost is a down payment

Ugghh! I hate this one! What slimy salesman started this myth?!?!?

First of all, the seller might decide they want the buyer (you!) to pay closing costs, which can be anywhere from 3% to 6% of the purchase price. That’s not a deal breaker. I mean I can negotiate for you and see if there’s any wiggle room, but I don’t want you to be surprised when you’re shopping! Plus there are a bunch of taxes and other costs for inspections, credit reports, insurance and a ton of little things (like “filing fees”).

But, don’t let this discourage you! Now that you know, you’re already in a better position to buy!

Give me a call at 614.395.0400 if you need more specifics for your particular circumstance.

Myth 4: You can’t buy with bad credit

Sure, If you’re looking for a conventional loan, having bad credit might not work for you. But, there are options!

An FHA loan only requires a 3.5% down payment and borrowers with low credit scores (even under 600) can qualify.

FHA loans aren’t for everyone. I’m just saying, you’ve got options!

Myth 5: A 30-year mortgage is the best option

I almost didn’t include this myth in my top five.

At first it seems like this is a decision that comes much further into the buying process and not near the beginning, but you really do need to think about this early on.

Naturally, the longer your mortgage, the lower your monthly payments. But…

(And I know you know this, but I have to say it… ) You’re paying your mortgage for twice as long as a 15 year mortgage! And that’s a TON more money! Did you hear me? A TON!

Look, I know what it’s like to have a tight monthly budget. (Do I ever know!) But, squeezing out “an extra” two or three hundred a month and getting into a 15 year mortgage means you start living with no house payment 15 years earlier! (And I’ve got clients who can tell you how great that feels!)

Let me just ask you this. Image it’s 14 years from now. How would you feel having chosen a 30 year mortgage?

Now, I’m not saying the 30-year option is a bad one. But there are other options and part of my job is to take good care of you so I want you to know your options.

If you’ve heard something about home buying and you want to double check the facts, give me a call at 614-395-0400 or drop your question in the comments below.

Committed to your success,

April Zerman, Realtor
Saxton Real Estate
Grove City, Ohio 43123
(614) 395-0400

Zillow says I’m #1! (Well, sort of.)

It’s official! Zillow says I am the most important part of the equation if you want to buy a home!*

Well, maybe not me specifically, but the real estate mega site Zillow did come out this month and say the number one thing you need when shopping in this tight housing market is a “stellar agent”!

Dirty little real estate secret…

Here’s what you might pick-up on if you listen carefully and read between the lines as Realtors talk… Most real estate agents hate Zillow!

What do real estate agents have against them? Simply this… Zillow (unintentionally, I’m sure!) tends to mislead house hunters because they’re never truly up-to-date.

Here’s the thing, Zillow just moves a little slower than the real world and that means buyers find their dream home “for sale” on Zillow only to call their Realtor and find out it went into contract yesterday. 🙁 Happens all the time.

But here’s what I love about Zillow…

They help publicize the houses my clients want to sell! That means I can promote your house and also reap the benefits of a mega promoter like Zillow! That’s good for you and that makes me happy!

So if you’re a seller you gotta’ love ’em and if your a buyer you’ve just got to work closely with your Realtor to snag your dream house before someone else does!

And THAT’S why a stellar Real Estate Agent is such a non-negotiable!

April Zerman, Realtor
Saxton real Estate
Grove City, Ohio 43123
(614) 395-0400

P.S. – Do you want a simple test you can give any real estate agent to measure their “steller-osity-ness”? (I think that’s a real word.)

Here’s the test… Call them. How can you tell if they pass the test? How long does it take them to call you back? The sooner the better and if they answer your call on the first try… Give her and A+ 🙂

Go ahead, test me right now at (614) 395-0400!

*Okay, that’s the way I read it, but the reality is, this is one of those things in life where it really is all about YOU!

Halloween Fun Puzzle Illusion

This is just a fun thing I did after me, my mom and my grandmother finished this haunted house puzzle.

If you’re interested in buying or selling a real house in Grove City, Ohio 43123 give me a call!

P.S. – Yes! Those are my hands!

April Zerman, Realtor
Saxton Real Estate
Grove City, OH 43123
614-395-0400